You’ve decided it’s time for a new home, congrats! Finding your perfect home is an exciting process, and you’re probably anxious to get started. So, what’s the first step?
For 43% of buyers, the first order of business is searching the internet to find homes for sale. It’s a good place to start, but where do you turn next?
If you’re on the hunt for your dream home in Destin, Florida, here are a few tips to get you on the right track.
Envision Your Perfect Home
Think about what your perfect home looks like. Is it a single-story ranch, contemporary condo, or a classic colonial home? How many bedrooms and bathrooms do you need? Do you want a water view? Are you willing to take on renovations?
It’s helpful to make a list of all your “must-haves” and “deal-breakers.” Maybe you want to be close to the beach or have a larger family and cannot live with less than three bathrooms. Laying them out is a great way to stay focused during your home search.
Of course, making exceptions is part of the home buying process, but you shouldn’t force yourself to settle when it comes to important factors.
Set a New Home Price Budget
You have your perfect home mapped out on paper, now it’s time to determine a price budget. Once you find the right lender, it’s essential to go through the loan pre-approval process to figure out your ideal price range and estimated mortgage.
To get approved, you’ll go through a credit check and provide documents like proof of income, assets, and employment. After approval, you’ll be able to narrow down affordable homes and get a better idea of monthly payments. Also, sellers are more likely to negotiate if you provide your pre-approval letter.
Cover All Your Bases
Forgetting anything? You might be and not even know it. Here are some factors that might play into your decision:
- HOA or POA fees
- Crime rate
- School zones
- Work commute
- Property taxes
- Internet availability
- Amount of traffic in the area
- Gas or electric furnace
- Amount of yard maintenance
- Proximity to shopping and entertainment
For a better glimpse into your future living situation, give yourself a tour of the home’s neighborhood and surrounding areas, restaurants, and businesses. Remember, every detail matters.
A Local Realtor Can Help Find Your Perfect Home in Destin
The search for a new home is both fun and overwhelming at the same time. A local real estate company can provide home options that match your needs, negotiate with sellers, take care of the paperwork, and make closing a breeze. Working with an experienced realtor alleviates stress and allows you to focus on the excitement of finding a new home.
Rodos Advisors powered by eXp brings years of real estate experience to northwest Florida. Finding the best real estate in Destin is simple when our agents step in to help.
If you’re ready to find your perfect home in Destin, contact us today, and let’s get started.